I'm certain I'm not the first person to run into this dilemma. I struggle at a core level with living in the city. I love the convenience and the availability of educational resources. However, the bustle of the city is overwhelmed to my mental health. It's a driving force behind my NEED to move to a plot of land that I can cultivate and build.
I've had difficulties saving money in the past, and in the fall of 2019, I finally found an app that has helped me squirrel away a little here or there.
I think it's only fitting to share my experience with Acorns Investing. I have opened a checking account with this application as well as established a retirement and investment account to save money.
With every direct deposit, the account pulls a small amount (5-10% depending on settings) and distributes it between my savings investment account and my retirement account. In cases of emergency, like falling short on bills due to unforeseen circumstances, I can access the funds after a 6 day wait.
The delay in access discourages frivolous spending. Here's what I've got in the last few weeks.
I've accessed the funds for car repairs, and then put them back in when I got paid or experienced a financial windfall.
I've put a little in every chance I've had, and this is how I'll build my funds to achieve my goals. Its not a lot now, but this investment program has shown great growth in the past.
If you'd like to try it out, please use my referral code. You'll get $5 and I'll get $5 in each of our investment accounts.